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Yoyo Chang – Co-Founder, Chief Executive Officer and President

Yoyo co-founded KodyPay in 2018 with Morgan Hammans, Jack Howell and Josh Roel with the aim to revolutionise POS systems. KodyPay combines the current processes with new technologies brought about by the rise of mobile payments. He was then joined by Ho Ting Lok and Daniel Wyles during his studies at the University of York.

At the age of 13, a former VP at JPMorgan Chase & 
Co. exposed Yoyo to the financial worldIn 2016, Yoyo participated in the IFS Student Investor Challenge becoming the number 1 UK junior investor over a season. In the same year, Yoyo founded IIC Holdings, a firm consistently securing return on investment averaging 40/50% per year with current assets under management standing at almost £500,000.

As the driving force of KodyPay, Yoyo has self-invested USD $150,000 and built a team consisting of industry leaders. He has secured a joint Marketing and Development Agreement with Ness Digital Engineering and conducted an asset-equity swap with IBM Affiliated TES Enterprise/Cognition Foundry for the use of IBM Linux One and Z systems to allow KodyPay to become an IBM powered solution.

Yoyo is currently studying for a BSc in Accounting, Finance and
Management at the University of York.